Welcome to PaySimplify! These Terms and Conditions (“Terms”) govern your access to and use of our website, services, platform, and applications (collectively, the “Service”). By registering for or using PaySimplify, you agree to comply with and be bound by these Terms. Please read them carefully.
1. Acceptance of Terms
By accessing or using PaySimplify, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use our services. If you are using the Service on behalf of an organization, you are agreeing on behalf of that organization and represent that you have the authority to bind them to these Terms.
2. About PaySimplify
PaySimplify is an online billing and invoicing platform designed to help individuals, freelancers, small businesses, and enterprises manage their invoicing, payments, and billing processes more efficiently. We provide software-as-a-service (SaaS) tools to generate invoices, collect payments, automate billing cycles, and track financial records.
3. Eligibility
To use our Service, you must be at least 18 years old and legally able to enter into contracts. By using PaySimplify, you represent and warrant that:
- You are at least 18 years of age.
- You have not been previously suspended or removed from the Service.
- You are using the Service only for lawful and authorized purposes.
4. User Accounts
To access most features of PaySimplify, you must create an account. You agree to:
- Provide accurate and complete information.
- Maintain the confidentiality of your login credentials.
- Be responsible for all activities under your account.
We reserve the right to suspend or terminate accounts that contain false or misleading information or violate these Terms.
5. Use of the Service
You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:
- Misuse or abuse the Service.
- Attempt unauthorized access to our systems or other user accounts.
- Introduce any viruses, malware, or other harmful content.
- Copy, modify, or distribute any part of the Service without our express permission.
- Resell, sublicense, or lease our services to a third party.
6. Subscription Plans & Billing
PaySimplify offers free and paid subscription plans. By subscribing to a paid plan, you agree to the following:
- Billing Cycle: Subscriptions are billed in advance on a monthly or annual basis, depending on your chosen plan.
- Payment Method: You must provide a valid payment method. By submitting payment information, you authorize us to charge the applicable fees.
- Auto-Renewal: Subscriptions automatically renew unless cancelled before the end of the current billing cycle.
- Price Changes: We reserve the right to modify our pricing. We’ll notify you in advance of any changes.
- Refund Policy: Unless otherwise stated, payments are non-refundable. However, we may provide refunds at our sole discretion under certain circumstances.
7. Free Trials
PaySimplify may offer free trials for specific plans. If you do not cancel before the trial ends, you will be charged according to your selected subscription plan. Only one free trial per user or business entity is permitted.
8. Data and Privacy
Your privacy is important to us. Please refer to our [Privacy Policy] for details on how we collect, use, and protect your personal and financial information.
- You retain ownership of any data you upload to PaySimplify.
- By using our Service, you grant us a limited license to use your data solely to provide and improve the Service.
- We implement industry-standard security to safeguard your data but cannot guarantee complete security against all threats.
9. Third-Party Services
PaySimplify may integrate with or provide links to third-party services such as payment gateways, banks, or accounting platforms. You acknowledge that:
- We are not responsible for the content, terms, or policies of third-party services.
- Use of third-party services is at your own risk.
- Any disputes with third-party providers must be resolved directly with them.
10. Service Availability
We strive to ensure continuous, uninterrupted service, but we cannot guarantee 100% uptime. The Service may be temporarily unavailable for maintenance, updates, or technical issues.
We will provide advance notice for scheduled downtime whenever possible and aim to restore access promptly in the event of outages.
11. Termination
You may cancel your account at any time through your account settings. We reserve the right to:
- Suspend or terminate your access for violating these Terms.
- Delete or deactivate your account if it is inactive for more than 12 months.
- Retain or delete your data in accordance with our data retention policies.
Upon termination, you lose access to all features and data associated with your account unless otherwise required by law.
12. Intellectual Property
All content, trademarks, software, and technology used on the PaySimplify platform are the exclusive property of PaySimplify or its licensors.
You may not copy, reproduce, distribute, or create derivative works of any part of the Service without our written permission, except as expressly permitted under these Terms.
13. User Content and Feedback
You may submit content, feedback, or suggestions to us. By doing so, you grant PaySimplify a worldwide, royalty-free, perpetual license to use, modify, publish, and incorporate such content for any purpose.
You represent that your content does not violate the rights of any third party or applicable laws.
14. Disclaimers
PaySimplify is provided on an “as is” and “as available” basis. We do not guarantee that the Service will be error-free, secure, or fit for your specific purpose.
To the maximum extent permitted by law, we disclaim all warranties, express or implied, including but not limited to:
- Warranties of merchantability and fitness for a particular purpose.
- Accuracy, reliability, or completeness of the Service.
You use the Service at your own risk.
15. Limitation of Liability
To the fullest extent permitted by applicable law, PaySimplify shall not be liable for:
- Any indirect, incidental, special, or consequential damages.
- Loss of data, revenue, or profits.
- Business interruption or inability to use the Service.
Our total liability in any matter arising out of or related to the Service is limited to the amount paid by you (if any) during the 12 months preceding the event.
16. Indemnification
You agree to indemnify and hold harmless PaySimplify, its affiliates, officers, directors, and employees from any claims, damages, losses, liabilities, or expenses arising out of:
- Your use or misuse of the Service.
- Violation of these Terms.
- Violation of any law or third-party rights.
17. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of [Your Country/State], without regard to its conflict of law provisions. Any dispute shall be subject to the exclusive jurisdiction of the courts located in [Your Jurisdiction].
18. Modifications to Terms
We reserve the right to modify these Terms at any time. If we make significant changes, we will notify you via email or through the Service. Continued use after changes are posted constitutes your acceptance of the revised Terms.
19. Miscellaneous
- Entire Agreement: These Terms constitute the entire agreement between you and PaySimplify regarding the Service.
- Waiver: Failure to enforce any part of these Terms does not waive our right to enforce them later.
- Severability: If any part of these Terms is found to be unenforceable, the remaining provisions will remain in full effect.
- Force Majeure: We shall not be liable for delays or failure in performance due to events beyond our reasonable control.
20. Contact Us
If you have any questions about these Terms or the Service, please contact us at: